How to automate saving
Don’t sweat it. It’s not as complicated as it sounds. You won’t have to code some sort of algorithm to control your online banking. In fact, it takes less than…
What to do with your tax refund
A refund is basically free money, right? Once you receive your tax return, your knee-jerk reaction may be to spend it on a new spring wardrobe or hop on a…
5 quick tips to make the most of a TFSA
A tax-free savings account (TFSA) is like a bottle of red wine – it gets better with age. Compound interest and yearly contribution allowances enhance its benefits with time. Not…
All about GICs (term deposits)
What exactly is a GIC, and how does it work? We’ve put together a guide to understanding all things GIC – that includes how they play into your financial plan…
Creative ways to save money this holiday season
The best way to avoid spending any money in December is by turning down every invite, staying at home, and shutting the blinds. We say bah humbug to that. But…
Holiday shopping on a budget
The arrival of December usually means one thing: the holidays are upon us. You may have already opened up a few doors on your advent calendar. An influx of festive…
How much money do you need to retire?
Short answer: it depends. Long answer: a lot of times it’s the amount of money we’ve saved and our lifestyle goals that truly determine when we can retire. The average…
Understanding your financial risk tolerance
All investments have some degree of risk involved. Finding where you fit on that scale is critical to your financial success. Too much financial risk can cause panic or sleepless…
Investing in your 50s and 60s
Three words: retirement is coming Your fifties are an important decade. You’re near enough to retirement to feel its hot breath on your neck. You are potentially in your peak…
