Managing Your Money

The importance of financial planning for same-sex couples

Planning for retirement. Buying a new home. Stowing money in an emergency fund during uncertain times. Saving for college. Goals are similar whether for same-sex couples or opposite-sex couples. Since…

Managing Your Money

What are mortgage stress tests?

In June 1, 2021, the Office of the Superintendent of Financial Institutions (OFSI) proposed changes to strengthen mortgage stress tests for uninsured mortgages. OFSI proposed these changes to slow down…

Managing Your Money

Tips for budgeting for a home renovation | Global Morning News

   A recent study found nearly half of BC homeowners have completed a significant home improvement project during the pandemic. Of course, a reno of any size requires a…

Managing Your Money

Home buying myths debunked | Global Morning News

  According to the real-estate board of Greater Vancouver, Lower Mainland home sales are far above the 10 year average. And in a hot market like this it is easy…

Managing Your Money

Guide for first-time homebuyers: Stage three—closing on your home successfully

When you’re purchasing a home, the last step is called the closing process. If you are reading this, then you may be ready to finalize the last details of your…

Managing Your Money

Guide for first-time homebuyers: Stage two—surviving the mortgage process

Your offer was accepted on a home you really like! But don’t pop the cork just yet. As much as you want to celebrate, it’s time to get serious and…

Managing Your Money

Your new home: Demystifying the down payment

Those looking to buy a home in 2024 are facing a lot of uncertainty about how realistic a 20% down payment is for Canadians in this economy. To help you…

Managing Your Money

4 things you need to know about the 2021 tax season

The COVID-19 pandemic has, and continues to, impact every aspect of our lives. And for many the pandemic has had a direct impact on finances. As we approach the tax…

Managing Your Money

How CERB could impact your taxes | Global Morning News

  This past year many British Columbians received CERB or other emergency benefits to help them through the economic impact of COVID-19. But those benefits could have a major impact…

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Managing Your Money

RRSP vs TFSA. Which is better for you?

The great debate: TFSA vs RRSP With the RRSP contribution deadline just around the corner, it’s important to know about all your savings options. Today we break down which savings…

Managing Your Money

What to do with your tax refund

A refund is basically free money, right? Once you receive your tax return, your knee-jerk reaction may be to spend it on a new spring wardrobe or hop on a…

Managing Your Money

8 money tips for university

The start of the school year is an exciting time. It means giddy reunions with your friends, welcome back parties, cracking open… brand new notebooks, lugging textbooks across campus, nuking…