How to promote your side hustle like a full-fledged business
Side hustles are here to stay. According to Statistics Canada, the number of Canadian gig workers jumped by 70 percent between 2005 and 2016—that’s an increase of 1 million to 1.7 million…
The importance of financial planning for same-sex couples
Planning for retirement. Buying a new home. Stowing money in an emergency fund during uncertain times. Saving for college. Goals are similar whether for same-sex couples or opposite-sex couples. Since…
What are mortgage stress tests?
In June 1, 2021, the Office of the Superintendent of Financial Institutions (OFSI) proposed changes to strengthen mortgage stress tests for uninsured mortgages. OFSI proposed these changes to slow down…
Investing during times of market instability
The state of the Canadian economy may be uncertain, but that doesn’t mean you have to ditch your investing goals. “It makes sense to be worried about market volatility and…
Strong foundational roots: family business advice from mother-daughter duo
Umeeda Switlo, marine biologist and co-owner of Naledo was in Belize working when she stumbled upon a diasporic community that migrated from India. This community had been growing turmeric since…
Your new home: Demystifying the down payment
Those looking to buy a home in 2024 are facing a lot of uncertainty about how realistic a 20% down payment is for Canadians in this economy. To help you…
A job-seeker’s guide to networking in a virtual world
Living through a pandemic is tough enough. But for Canadians who have lost their jobs, social distancing makes it even harder to connect with past colleagues or other contacts, especially…
Investing smart in a gig economy
Click on the finance tab of any news site, and you’re bound to find ample investment advice. But for the growing sector of freelancers and self-employed people who make up…
Want to diversify into real estate? Here are the facts
There’s no denying that homeownership may feel out of reach for some Canadians. The average house price in Canada was $531,000 in 2020. And if you live in the greater. Vancouver…