Financing vs cash: which is better when buying a car?
There are two main ways of buying a new car: in cash (paying the total cost in full with your savings), or with auto financing. Although it might seem like…
When should you consider refinancing your mortgage?
A mortgage is a long-term financial commitment, but there is always some wiggle room if your circumstances change and you want a new deal to match. You usually have some…
Fixed vs. variable – which mortgage rate is right for you?
There can be a lot of jargon in the mortgage process, and keeping track of the different products, different dates and different rates can be tough. And because it’s such…
5 (more) mortgage FAQs answered by an expert (Janessa)
When making big financial decisions, it’s important to ask all the questions. So, to make it easier for you, I’ve answered 10 of the most frequently asked questions I get…
5 mortgage FAQs answered by an expert (Janessa)
Ah mortgages, a topic near and dear to my heart. Being a relationship manager means that a big part of my job is helping people find the right mortgage. And…
What to do if you’ve lost your job to COVID-19
One of the many unfortunate realities of the COVID-19 pandemic is the financial stress millions of people around the globe began facing, nearly overnight. Businesses are closing, and workers are…
A financial small business guide to getting through COVID-19
The COVID-19 crisis is causing business disruption that is extraordinary in scope. It’s safe to say that no small business operators have faced challenges as swift or unpredictable as the…
Why you should talk to a Mortgage Advisor.
Buying a home is one of the biggest purchases you can make–but you don’t have to do it alone. Working with a Mortgage Specialist is the easiest way to get…
Tips for making your last minute RRSP contribution
You can make contributions to your RRSP all year long–but in order for them to count towards your 2024 tax return and lower your overall taxable income for last year:…