Mortgage myth busters to boost your financial IQ
Congratulations. You’re finally able to afford that mortgage for the house of your dreams, and you’re ready to start your search for the perfect home and the right mortgage to…
Fixed vs. variable – which mortgage rate is right for you?
There can be a lot of jargon in the mortgage process, and keeping track of the different products, different dates and different rates can be tough. And because it’s such…
5 mortgage FAQs answered by an expert (Janessa)
Ah mortgages, a topic near and dear to my heart. Being a relationship manager means that a big part of my job is helping people find the right mortgage. And…
How porting your mortgage can save you money
Are you in your forever home? Do you plan to move sometime soon? Regardless of which life stage you’re in, as a homeowner, the option to port or move your…
Wondering where to start to save up for a down payment?
Buying a home is possibly the biggest purchase you’ll ever make. Beyond shopping for a great rate and figuring out what your new monthly budget could look like, you need to…
Tips for making your last minute RRSP contribution
You can make contributions to your RRSP all year long–but in order for them to count towards your 2024 tax return and lower your overall taxable income for last year:…
How a loan can put you on top during RRSP season
The RRSP contribution deadline is just around the corner. Come March 3, 2025, it’s a ‘snooze you lose’-type situation if you want your contribution to count for the year. Like…
Financing vs cash: which is better when buying a car?
There are two main ways of buying a new car: in cash (paying the total cost in full with your savings), or with auto financing. Although it might seem like…
When should you consider refinancing your mortgage?
A mortgage is a long-term financial commitment, but there is always some wiggle room if your circumstances change and you want a new deal to match. You usually have some…
