What is Legacy Planning, and why is it important?
After lifetime of careful money management and wealth building, it’s sensible to plan for your later years and beyond so that your assets can be shared and enjoyed by those…
Financing vs cash: which is better when buying a car?
There are two main ways of buying a new car: in cash (paying the total cost in full with your savings), or with auto financing. Although it might seem like…
How to boost your auto loan application
Cars are expensive—sometimes really expensive. And it’s rare to have cash ready to go in the bank when your old car dies or you need an upgrade. That’s was auto…
When should you consider refinancing your mortgage?
A mortgage is a long-term financial commitment, but there is always some wiggle room if your circumstances change and you want a new deal to match. You usually have some…
Fixed vs. variable – which mortgage rate is right for you?
There can be a lot of jargon in the mortgage process, and keeping track of the different products, different dates and different rates can be tough. And because it’s such…
5 (more) mortgage FAQs answered by an expert (Janessa)
When making big financial decisions, it’s important to ask all the questions. So, to make it easier for you, I’ve answered 10 of the most frequently asked questions I get…
5 mortgage FAQs answered by an expert (Janessa)
Ah mortgages, a topic near and dear to my heart. Being a relationship manager means that a big part of my job is helping people find the right mortgage. And…
What to do if you’ve lost your job to COVID-19
One of the many unfortunate realities of the COVID-19 pandemic is the financial stress millions of people around the globe began facing, nearly overnight. Businesses are closing, and workers are…
What is the CERB and how do I collect it?
The Government of Canada launched the Canadian Emergency Response Benefit (CERB) to lessen the financial impact of COVID-19. Providing $500 a week for up to 16 weeks, this is a…
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RRSP vs TFSA. Which is better for you?
The great debate: TFSA vs RRSP With the RRSP contribution deadline just around the corner, it’s important to know about all your savings options. Today we break down which savings…
What to do with your tax refund
A refund is basically free money, right? Once you receive your tax return, your knee-jerk reaction may be to spend it on a new spring wardrobe or hop on a…
8 money tips for university
The start of the school year is an exciting time. It means giddy reunions with your friends, welcome back parties, cracking open… brand new notebooks, lugging textbooks across campus, nuking…