Save – The Blog https://blog.coastcapitalsavings.com Wed, 04 Mar 2026 01:04:25 +0000 en-US hourly 1 https://wordpress.org/?v=4.9.10 https://blog.coastcapitalsavings.com/app/uploads/cropped-ccs-logo-512x512-32x32.png Save – The Blog https://blog.coastcapitalsavings.com 32 32 Mortgage myth busters to boost your financial IQ https://blog.coastcapitalsavings.com/mortgage-myth-busters-boost-financial-iq/ Tue, 15 Apr 2025 11:00:14 +0000 https://blog2.coastcapitalsavings.com/?p=187 Congratulations. You’re finally able to afford that mortgage for the house of your dreams, and you’re ready to start your search for the perfect home and the right mortgage to…

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]]> Understanding the spousal RRSP. https://blog.coastcapitalsavings.com/understanding-spousal-rrsp/ Wed, 08 Jan 2025 22:50:38 +0000 https://blog.coastcapitalsavings.com/?p=6299 With the new year comes new RRSP considerations. Your mind shifts to thinking about your Registered Retirement Savings Plan (RRSP) and the ability of it to lower your tax burden.…

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]]> A how-to guide to sustainable investing. https://blog.coastcapitalsavings.com/ethical-investing/ Thu, 24 Feb 2022 21:50:52 +0000 https://blog.coastcapitalsavings.com/?p=6355 A how-to guide to sustainable investing. As a citizen who’s conscious about where you put your money, you may have some questions about how to invest sustainably. Or, maybe you’re more motivated by not putting…

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]]> How to maximize the power of an RESP. https://blog.coastcapitalsavings.com/maximize-power-resp/ Wed, 25 Aug 2021 17:03:32 +0000 https://blog.coastcapitalsavings.com/?p=6027 Parents are often busy with the obvious items when sending their kids off to school, like stocking up on school supplies and planning after-school activities—both important tasks. But there’s an…

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]]> COVID-19 financial relief: 8 opportunities for students and recent grads https://blog.coastcapitalsavings.com/covid-19-financial-relief-students/ Tue, 17 Aug 2021 20:22:17 +0000 https://blog.coastcapitalsavings.com/?p=5994 Two groups that have arguably been hardest hit by COVID-19 are students and recent grads. The rolling lockdowns have made it difficult for some students to find part-time work that…

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]]> How to make your money work as hard as it can https://blog.coastcapitalsavings.com/make-money-work-hard-can/ Fri, 16 Jul 2021 15:48:29 +0000 https://blog.coastcapitalsavings.com/?p=5930 While most Canadians are interested in increasing their financial stability, the exact way to go about it can seem complicated. Those with little in the way of savings might feel like…

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]]> The importance of financial planning for same-sex couples https://blog.coastcapitalsavings.com/financial-planning-sex-couples/ Thu, 27 May 2021 19:45:21 +0000 https://blog.coastcapitalsavings.com/?p=5752 Planning for retirement. Buying a new home. Stowing money in an emergency fund during uncertain times. Saving for college. Goals are similar whether for same-sex couples or opposite-sex couples. Since…

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]]> What are mortgage stress tests? https://blog.coastcapitalsavings.com/2021-mortgage-stress-test/ Wed, 19 May 2021 23:20:18 +0000 https://blog.coastcapitalsavings.com/?p=5740 In June 1, 2021, the Office of the Superintendent of Financial Institutions (OFSI) proposed changes to strengthen mortgage stress tests for uninsured mortgages. OFSI proposed these changes to slow down…

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]]> Your new home: Demystifying the down payment https://blog.coastcapitalsavings.com/your-new-home-demystifying-the-down-payment/ Wed, 21 Apr 2021 17:30:38 +0000 https://blog.coastcapitalsavings.com/?p=5608 Those looking to buy a home in 2024 are facing a lot of uncertainty about how realistic a 20% down payment is for Canadians in this economy. To help you…

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