Managing Your Money

BC Mortgage Survey 2021 | How low interest rates affect existing, prospective homeowners

Low interest rates continue to drive both confidence and pressure for British Columbians A poll hosted on the Angus Reid Forum for Coast Capital suggests that current low interest rates…

Managing Your Money

What the 2021 mortgage stress test means for you

Well, the real estate market is booming (again). Canada’s hot housing market has been dominating headlines across news cycles, particularly a recent announcement from the Office of the Superintendent of…

Managing Your Money

Guide for first-time homebuyers: Stage three—closing on your home successfully

When you’re purchasing a home, the last step is called the closing process. If you are reading this, then you may be ready to finalize the last details of your…

Managing Your Money

Guide for first-time homebuyers: Stage two—surviving the mortgage process

Your offer was accepted on a home you really like! But don’t pop the cork just yet. As much as you want to celebrate, it’s time to get serious and…

Grow Your Money

Guide for first-time homebuyers: Stage one—How to get ready

Buying a home will likely be the largest purchase of your life, so how do you know you’re ready to own one? Apparently, the majority of Canadians are up for…

Managing Your Money

Your new home: Demystifying the down payment

If you’ve got “real estate fever,” it’s most likely not by accident: Pent-up demand and lower household spending as a result of the lockdown have caused the Canadian housing market…

Grow Your Money

Want to diversify into real estate? Here are the facts

There’s no denying that homeownership may feel out of reach for some Canadians. The average house price in Canada was $531,000 in 2020. And if you live in the greater. Vancouver…

Managing Your Money

When should you consider refinancing your mortgage?

A mortgage is a long-term financial commitment, but there is always some wiggle room if your circumstances change and you want a new deal to match. You usually have some…

Managing Your Money

Why you should talk to a mortgage specialist

A perfect mortgage is so much more than just a seductively low-interest rate. It’s one of the most important financial decisions you’ll make.  So, why not take advantage of an…

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