Lending – The Blog https://blog.coastcapitalsavings.com Thu, 03 Jul 2025 16:57:20 +0000 en-US hourly 1 https://wordpress.org/?v=4.9.10 https://blog.coastcapitalsavings.com/app/uploads/cropped-ccs-logo-512x512-32x32.png Lending – The Blog https://blog.coastcapitalsavings.com 32 32 Mortgage myth busters to boost your financial IQ https://blog.coastcapitalsavings.com/mortgage-myth-busters-boost-financial-iq/ Tue, 15 Apr 2025 11:00:14 +0000 https://blog2.coastcapitalsavings.com/?p=187 Congratulations. You’re finally able to afford that mortgage for the house of your dreams, and you’re ready to start your search for the perfect home and the right mortgage to…

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]]> Wondering where to start to save up for a down payment? https://blog.coastcapitalsavings.com/key-tips-saving-daunting-mortgage-payment/ Tue, 01 Apr 2025 17:03:20 +0000 https://blog.coastcapitalsavings.com/?p=1262 Buying a home is possibly the biggest purchase you’ll ever make. Beyond shopping for a great rate and figuring out what your new monthly budget could look like, you need to…

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]]> Loan or LOC? A look at two lending options https://blog.coastcapitalsavings.com/loan-loc-lending/ Mon, 28 Feb 2022 21:15:32 +0000 https://blog.coastcapitalsavings.com/?p=6016 There are many times in life where borrowing money will be necessary. For example, you might want to buy a car, do home renovations, or consolidate debt. The good news…

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]]> Common credit score myths debunked. https://blog.coastcapitalsavings.com/common-credit-score-myths-debunked/ Mon, 25 Oct 2021 23:22:03 +0000 https://blog.coastcapitalsavings.com/?p=6121 “Good credit score” is another one of those financial terms everyone knows they should have, but hardly anyone knows how to get. To simplify the concept, and help you learn…

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]]> All about HELOCs and home renovations https://blog.coastcapitalsavings.com/heloc-home-renovation/ Wed, 20 Jan 2021 23:37:23 +0000 https://blog.coastcapitalsavings.com/?p=5376 Help fund your next renovation with a low-cost HELOC and refresh your home’s look Dreaming about that kitchen island? Dying to blow out your attic and create a master bedroom?…

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]]> Financial Literacy: Knowing the difference between APR and APY interest rates https://blog.coastcapitalsavings.com/apr-vs-apy/ Thu, 26 Nov 2020 01:51:51 +0000 https://blog.coastcapitalsavings.com/?p=5235 Financial Literacy Series: Knowing the difference between APR and APY When it comes to calculating interest rates, there are two methods: Annual Percentage Rate (APR) and Annual Percentage Yield (APY).…

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]]> Starting a business in pandemic times: PART 2 – Choosing the Right Funding https://blog.coastcapitalsavings.com/choosing-right-funding/ Fri, 13 Nov 2020 23:06:07 +0000 https://blog.coastcapitalsavings.com/?p=5190 Starting a business in pandemic times: PART 2 – Choose the right funding Welcome to the second article in a three-part series on what it takes to start a business…

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]]> Is all debt bad? https://blog.coastcapitalsavings.com/is-all-debt-bad/ Thu, 19 Sep 2019 20:53:42 +0000 https://blog.coastcapitalsavings.com/?p=4008 Debt doesn’t have to be a dirty word. Sometimes you need to take on debt to reach a milestone in life like going to school or buying a house. For…

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]]> 4 tips to hack your loan https://blog.coastcapitalsavings.com/hack-your-loan/ Tue, 13 Aug 2019 19:01:13 +0000 https://blog.coastcapitalsavings.com/?p=3843 Carrying around the burden of debt is never easy but there are ways to help lessen the pain of paying. Here are some simple suggestions to help you pay down…

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