Borrowing – The Blog https://blog.coastcapitalsavings.com Fri, 12 Jun 2026 21:33:38 +0000 en-US hourly 1 https://wordpress.org/?v=4.9.10 https://blog.coastcapitalsavings.com/app/uploads/cropped-ccs-logo-512x512-32x32.png Borrowing – The Blog https://blog.coastcapitalsavings.com 32 32 Mortgage myth busters to boost your financial IQ https://blog.coastcapitalsavings.com/mortgage-myth-busters-boost-financial-iq/ Tue, 15 Apr 2025 11:00:14 +0000 https://blog2.coastcapitalsavings.com/?p=187 Congratulations. You’re finally able to afford that mortgage for the house of your dreams, and you’re ready to start your search for the perfect home and the right mortgage to…

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]]> Fixed vs. variable – which mortgage rate is right for you? https://blog.coastcapitalsavings.com/right-mortgage-product/ Tue, 08 Apr 2025 18:31:32 +0000 https://blog.coastcapitalsavings.com/?p=4629 There can be a lot of jargon in the mortgage process, and keeping track of the different products, different dates and different rates can be tough. And because it’s such…

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]]> 5 mortgage FAQs answered by an expert (Janessa) https://blog.coastcapitalsavings.com/5-mortgage-faqs-answered-by-an-expert-janessa/ Tue, 08 Apr 2025 16:51:24 +0000 https://blog.coastcapitalsavings.com/?p=4639 Ah mortgages, a topic near and dear to my heart. Being a relationship manager means that a big part of my job is helping people find the right mortgage. And…

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]]> How porting your mortgage can save you money https://blog.coastcapitalsavings.com/porting-your-mortgage/ Tue, 01 Apr 2025 22:57:55 +0000 https://blog.coastcapitalsavings.com/?p=4057 Are you in your forever home? Do you plan to move sometime soon? Regardless of which life stage you’re in, as a homeowner, the option to port or move your…

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]]> Wondering where to start to save up for a down payment? https://blog.coastcapitalsavings.com/key-tips-saving-daunting-mortgage-payment/ Tue, 01 Apr 2025 17:03:20 +0000 https://blog.coastcapitalsavings.com/?p=1262 Buying a home is possibly the biggest purchase you’ll ever make. Beyond shopping for a great rate and figuring out what your new monthly budget could look like, you need to…

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]]> Tips for making your last minute RRSP contribution https://blog.coastcapitalsavings.com/last-minute-rrsp-contribution/ Wed, 15 Jan 2025 10:30:27 +0000 https://blog.coastcapitalsavings.com/?p=3180 You can make contributions to your RRSP all year long–but in order for them to count towards your 2025 tax return and lower your overall taxable income for last year:…

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]]> How a loan can put you on top during RRSP season https://blog.coastcapitalsavings.com/stay-on-top-with-an-rrsp-loan/ Wed, 15 Jan 2025 08:30:22 +0000 https://blog.coastcapitalsavings.com/?p=2072 The RRSP contribution deadline is just around the corner. Come March 2, 2026, it’s a ‘snooze you lose’-type situation if you want your contribution to count for the year. Like…

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]]> Financing vs cash: which is better when buying a car? https://blog.coastcapitalsavings.com/financing-vs-cash/ Wed, 27 May 2020 19:36:07 +0000 https://blog.coastcapitalsavings.com/?p=4721 There are two main ways of buying a new car: in cash (paying the total cost in full with your savings), or with auto financing. Although it might seem like…

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]]> When should you consider refinancing your mortgage? https://blog.coastcapitalsavings.com/refinancing-mortgage/ Fri, 08 May 2020 18:38:47 +0000 https://blog.coastcapitalsavings.com/?p=4627 A mortgage is a long-term financial commitment, but there is always some wiggle room if your circumstances change and you want a new deal to match. You usually have some…

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