Small Business Centre

Startup Costs Template

The startup cost template can help you decide how much money you’ll need to have before you start up your new business. This tool addresses two key financial areas that must…

Small Business Centre

The value of linking your business bank account to accounting software

If you haven’t yet connected your business bank account to your accounting software, you may want to reconsider. Doing so makes it easier to manage your cashflow and make better decisions.…

Small Business Centre

Six sources of business funding

When starting a new business, securing the right amount of funding is one of the most critical steps in turning your idea into a reality. Before you can seek funding, it’s…

Small Business Centre

Startup FAQs

Do I have to form a company to start a business? No. You don’t need to formally register as a company to start a business. There are three main business…

Small Business Centre

Industry Profile: Construction and Trades

Overview The construction and trade (plumbers, electricians, builders) industry tends to rely on wider economic factors for success, including the number of new housing applications; changes to zoning laws; investment by…

Small Business Centre

Improving your credit score

Before you apply for a business loan, taking steps to improve your credit score will increase your chances of success. It’s one of the main factors lenders use to evaluate your…

Small Business Centre

Developing a unique selling proposition (USP)

As a business it’s important to stand out so customers notice you and select you over the immediate competition. One way to do this is by ensuring potential customers understand your USP…

Small Business Centre

Create customer profiles to target your marketing

Easily the most important first step in establishing any type of business is to define your customers. This gives you the information you need to attract the right audience. One of the most…

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Small Business Centre

Ultimate Guide | How to manage your business’s cash flow.

As a small business owner, you’re managing cash coming in and out of your business everyday. From the smallest transaction to your monthly storefront rent payment, you need to have…

Cash management for small business
Small Business Centre

Let’s give credit to small business

Do you give credit the credit it deserves? If you’re planning to start your own business, or even grow your existing one, credit can be instrumental to your success. And…

Small Business Centre

Three things you can do to protect yourself against wire fraud

You may think it could never happen to you. You know you need to shield your PIN when you use your debit card and you make sure to regularly change…

wire fraud